State Housing Initiatives Partnership (SHIP)

Administered by Florida Housing Finance Corporation · Florida

BENEFIT

Negotiated / contact agency

Deadline type: annual

Eligibility Requirements

1Provides funds to local governments
2Must create partnerships to produce and preserve affordable housing
3Serves very low, low and moderate income households
4Supports both homeownership and multifamily housing

Eligible Project Types

Affordable HousingMultifamilyResidential

STACKING POTENTIAL

State Housing Initiatives Partnership (SHIP) is stackable — it can be combined with other federal, state, and local programs on the same project. Michigan and Ohio projects commonly stack this program with Federal Historic Tax Credit, New Markets Tax Credit, and Opportunity Zone deferral to maximize total incentive value. Use GrantRadar to see your full stack.

AFTER YOU WIN

View the State Housing Initiatives Partnership (SHIP) compliance checklist →

Reporting deadlines, vendor rules, and the disallowed-cost pitfalls that trigger clawbacks.

Source: Florida Housing Finance Corporation official program page ↗ · Last verified 2026-06-23

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STACKABLE WITH

Michigan Community Revitalization Program

Up to $10M · Direct Grant

Michigan Historic Preservation Tax Credit

25% credit · Tax Credit

Michigan Brownfield TIF

Negotiated / contact agency · Tax Increment Financing

Michigan Business Development Program

Up to $10M · Direct Grant

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