GRANTRADAR/Grant Programs/Equitable Access to Credit Program
Washington StateDirect GrantStackable

Equitable Access to Credit Program

Administered by Washington State Department of Commerce · Washington

BENEFIT
Up to $1M
Deadline type: annual

Eligibility Requirements

  • 1Qualified lending institutions and CDFIs
  • 2Services for unbanked/underserved businesses
  • 365% of grants must benefit native CDFIs or rural counties
  • 4Must provide technical assistance, training, loans or investments

Eligible Project Types

Small Business
STACKING POTENTIAL

Equitable Access to Credit Program is stackable — it can be combined with other federal, state, and local programs on the same project. Michigan and Ohio projects commonly stack this program with Federal Historic Tax Credit, New Markets Tax Credit, and Opportunity Zone deferral to maximize total incentive value. Use GrantRadar to see your full stack.

AFTER YOU WIN
View the Equitable Access to Credit Program compliance checklist →

Reporting deadlines, vendor rules, and the disallowed-cost pitfalls that trigger clawbacks.

Source: Washington State Department of Commerce official program page ↗ · Last verified 2026-06-23
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STACKABLE WITH
Michigan Community Revitalization Program
Up to $10M · Direct Grant
Michigan Historic Preservation Tax Credit
25% credit · Tax Credit
Michigan Brownfield TIF
Negotiated / contact agency · Tax Increment Financing
Michigan Business Development Program
Up to $10M · Direct Grant
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